Disclosing storm damage costs most Florida sellers less than they fear, and far less than disclosing late. A buyer who learns about a repaired roof before writing an offer builds it into the number. A buyer who learns about it eleven days before closing has been handed a reason to reopen the whole negotiation, at the exact point where you have the least room to say no. Most of the damage in these situations traces back to the timing rather than the disclosure itself. Sellers across Tampa, Clearwater, and the rest of Hillsborough, Pinellas, Pasco, and Hernando counties run into this every...